Retirement Without Income SUCKS!

In the golden years of life, financial stability is paramount to maintaining your lifestyle and achieving true financial independence. Retirement planning plays a crucial role in securing this comfort, and the key to a successful retirement plan is a reliable, guaranteed income. While growth through investments such as the stock market is essential, they should not be the sole focus. Without a steady stream of income, retirement could be more of a challenge than a reward. Read More

Is There Stock Market Manipulation in the Short-Term?

In the complex world of stock markets, understanding the forces at play can be a challenging task. Among these forces, one topic that piques interest and raises eyebrows is stock market manipulation. With the democratization of stock trading and the rise of technology such as high-frequency trading, the question of stock market manipulation, particularly in the short term, becomes more pertinent. Read More

Unmasking the Debt Ceiling: A Political Stunt or Fiscal Reality?

The U.S. debt ceiling has been a hot topic of debate in recent years. Despite the serious overtones attached to this topic, is it possible that the hullabaloo surrounding the debt ceiling is more of a political maneuver rather than a genuine fiscal concern? Let’s delve into the history and the underlying constitutional provisions to find out. Read More

Negative News is the Greatest Challenge for Investors to Overcome

In today’s world, we are inundated with negative news at every turn. From political turmoil to natural disasters to economic uncertainty, it can be difficult to avoid the constant barrage of bad news. For investors, this can be especially challenging. In this blog post, we’ll discuss why living in a world of negative news is the greatest challenge for investors to overcome and what they can do to manage it. Read More

Social Security: Claim and Invest or Wait

As you approach retirement, one crucial decision you must make is whether to claim your Social Security benefits early and invest them or wait until age 70 to maximize your monthly benefit. This blog post will discuss the pros and cons of both options, taking into account factors such as delayed credits and the tax implications of receiving and investing Social Security benefits. Read More

FedNow & the Dangers of Government-Backed Digital Currency

The Federal Reserve is currently developing a new instant payment system called FedNow. This service aims to enable banks and financial institutions to offer real-time payments to their customers, allowing for the instant transfer of funds 24/7. FedNow could have a significant impact on how individuals manage their money, as it will make it easier and faster to send and receive payments, pay bills, and transfer funds between accounts. Read More

Dealing with A Divorce During Retirement

Divorce is always a difficult and emotional experience, but it can become even more complicated when it happens during retirement. Not only does a divorce in retirement affect your personal life, but it can also have a significant impact on your financial future. Retirees who have carefully planned for their golden years may suddenly face unexpected changes in their financial situation due to a divorce. Read More

ESG : How the Government Destroys Markets and Your Retirement

Environmental, Social, and Governance (ESG) investing has seen an unprecedented surge in recent years. While ESG factors should lead to more sustainable and responsible investments, there are concerns that the government push for ESG is distorting markets and negatively impacting retirees and their portfolios. In this blog post, we will discuss how government involvement in ESG investments create unintended consequences, and what retirees can do to protect their portfolios from volatility and maintain a reliable income stream. Read More