CategoriesFinancial Planning, Financial QB TV Videos, Retirement Income by

A Dog is Great for Your Retirement

We all know that in the grand scheme of things, retirement is an incredibly important part of life. It’s a time when we can finally live our lives how we want to, with no one to answer to but ourselves.

There are some obvious sure ways to have a successful retirement. Strategies like making sure to have protected reliable income, a diversified portfolio, reducing your taxes, are solid a solid start.

But what if you could make your retirement even more enjoyable? What if you could have a better quality of life during your golden years? Read More

CategoriesFinancial Planning, Financial QB TV Videos, Investor Behavior, The Stock Market, Using A 401(k), Volatility by

When Is the Best Time to Invest?

Investing in the stock market is a great way to grow your money for retirement, but it can also be extremely nerve-wracking. The markets are always volatile, and there’s no guarantee that you’ll be able to ride out the ups and downs.

The truth is, there’s no perfect time to invest. There will always be an element of risk involved—no matter what your investment strategy is or how much time you’ve put into researching your portfolio. But with these tips, you’ll be able to reduce some of the volatility of the market so that when things do go down (and they will!), your losses won’t be as severe. Read More

CategoriesFinancial Planning, Financial QB TV Videos, Income Tax Planning, Retirement Income by

Do Taxes Impact Your Economic Decisions?

Taxes impact decisions in a very real way. When it comes down to it, people like paying lower taxes because it means more money in their pockets!

Why did Tyreek Hill choose to play for Miami instead of the NY Jet’s? He has a great reason. Jerseyites think about it for a minute – same for New Yorkers, Californians and others! And this is just football. Think about major corporations and the jobs they bring. Read More

CategoriesFinancial Planning, Financial QB TV Videos, Real Estate Investing, Retirement Income by

Is Real Estate A Good Investment for Retirement

So if you’re considering investing in real estate, you should know the benefits (and the downfalls).

Including real estate in your investing portfolio adds diversity to reduce your overall investment risk. And there are many ways to achieve this. Some options may be buying real estate investment trusts (REITs). Others, may be more active like buying and holding rental properties for cash flow and capital appreciation. This type require active involvement and a fair amount of knowledge to be successful.

Here are the advantages of real estate investing; Read More

CategoriesFinancial Planning, Investor Education, Retirement Income by

Whose the Real Fiduciary Advisor

So you want to know what a Fiduciary is? In the world of financial advisors, the word “fiduciary” is thrown around a lot. But what does it actually mean?

You’re in luck. In this article, we’ll break down the differences between a Fiduciary and other Financial Advisors, as well as what it means for you and your retirement plan.

A fiduciary is someone who has a legal and ethical responsibility to act in their client’s best interest. In other words, they’re not allowed to make any decisions that will benefit themselves at their client’s expense.

Types of Financial Advisors: Who Is A Fiduciary

Titles such as financial advisor, wealth manager, investment advisor, registered representative, and even financial consultant do not help the average investor (prospect) distinguish skill and proficiency much less whether they are allowed to act as a fiduciary. Read More

Retirement and Recession
CategoriesEconomics, Financial Planning, Financial QB TV Videos, Income Planning, Retirement Income by

What Should Retirees Be Concerned With During A Recession

We are now officially into a full-fledged recession based on the data from the last two quarters. So welcome to Recession 2022 – The New Economy.

For the last few months, we have participated in several forums and conferences speaking about recessions and its effect on markets, your finances, retirement, and the opportunities that investors may have. Read More

CategoriesFinancial Planning, Income Tax Planning, Real Estate Investing, Retirement by

Should I Pay Off My Mortgage?

All the financial experts say debt is bad.

Should I pay off my mortgage as early as I can?

Sooner or later, every homeowner begins to dream about the day when they own their home free and clear. No more mortgage payments…extra money each month to invest…what’s not to love?

Even financial experts like Dave Ramsey are known for singing the praises of ridding yourself of any and all debt—including your mortgage.

Whether this is a realistic goal or not, it leaves many homeowners wondering, “Should I pay off my mortgage early?”

Unfortunately, there isn’t a simple yes or no answer, but I can (hopefully) put your mind at ease about getting out of debt. Read More