Economists and Forecasters Know NOTHING

The stock market is a complex beast, often described as unpredictable in the short term. Why? Because it reflects the minute-by-minute decisions of roughly 7 billion people. If individuals struggle to predict their own actions an hour from now, how can anyone claim to forecast the collective behavior of billions with precision? The answer is simple: they can’t. Decades of market history show that no one—regardless of expertise—has consistent insight into short-term market movements. Read More

Before You Retire: The People You Must Talk to First

Because retirement planning isn’t just about money—it’s about making sure every piece fits.

Retirement isn’t something you just walk into—at least not without a little preparation. If you want to avoid surprises (and stress), you’ll need to talk to the right people first. Retirement affects your income, healthcare, lifestyle, and even your relationship with your spouse. Here’s who should be on your pre-retirement checklist: Read More