Investor Behavior Archives - The Financial Quarterback™

Everyone Has Their Own Investment Playbook

April 16, 2021 by Richard E. Reyes, CFP®

Unless you’re living under a rock, you know that Tom Brady has made it to the Super Bowl a few times. Ten, to be exact.

You may also know that he didn’t win all of those. In fact, he lost three of them. Even the GOAT of football had a strategy that didn’t work every single time. So what does that mean for your investment strategy? [Read more…]

Financial Tips I Wish I’d Known Sooner

February 9, 2021 by Richard E. Reyes, CFP®

Did you know that a whopping two in three families don’t have an emergency savings fund? Is it any wonder, then, that over half (53%) of adults feel financial anxiety?

These statistics are even more relevant in 2021. With the worldwide pandemic and global financial instability, we have a lot to lose. Are you feeling particularly anxious due to your finances this year?

If so, then the following financial tips are for you. Read on to learn some awesome finance facts that you’ll wish you’d known sooner! [Read more…]

Investing For Beginners

January 26, 2021 by Richard E. Reyes, CFP®

Investing can seem a challenging world to break into, or even understand sometimes. There are ETFs, stocks, bonds, mutual funds, CDs…and who could forget the good ole annuity? However, investing for beginners doesn’t need to be so complicated.

Becoming an investor is simply preparing your money for the future. Whether that’s investing in stocks or moving your money into other investments, your money should be working towards your future. [Read more…]

What Retirees Should Do Now During COVID-19

April 29, 2020 by Richard E. Reyes, CFP®

If you are retired during this COVID-19 pandemic, chances are you might be concerned about your future retirement.

In fact, most retirees don’t plan their retirement well and are too dependent on the market. [Read more…]

What Pre-Retirees Should Do During COVID-19

April 23, 2020 by Richard E. Reyes, CFP®

It’s never too late to get serious about your retirement.

I have found that 55 is usually that arbitrary point where, depending on when you expect to retire, you’re starting to think more seriously about those post-65 years. [Read more…]

Looking For the Perfect Investment? Here’s the Secret….

April 14, 2020 by Richard E. Reyes, CFP®

We are in some weird times right now. A few weeks ago, I would have never imagined that I would have to plan for our federal, state and local governments to shut down an entire economy due to a pandemic like the coronavirus (COVID-19).

I have been through several economic downturns in the past and, unfortunately, it’s times like this that many investors will panic and make some big money mistakes.

And one of the biggest mistakes is trying to search for the “perfect investment.” [Read more…]

Impeachment & Markets

October 2, 2019 by Richard E. Reyes, CFP®

Is there any correlation that an impeachment leads to down markets? [Read more…]

Surfing Normal Uncertainty

November 14, 2018 by Richard E. Reyes, CFP®

On the way to my sons’ school I have to cross over a very long bridge over a pretty large lake. One really can’t ignore the lake because its pretty large and it is also a very shallow lake and full of alligators. Its always cool to go over the bridge and count how many gators are on top of the water.

Some days the water is perfectly flat all the way across. Not even a ripple. The next day the water is really rough. Without even having to give it a second thought, our mind is aware that both, either flat or rough, is totally normal. [Read more…]