Stop Wasting Time, Invest Now

In our fast-paced world, where every moment counts and the future often feels like a distant horizon, there’s a common tendency to procrastinate on making important decisions. One such decision, often pushed aside, is the act of saving for your retirement. We all have our reasons, whether it’s the pressing demands of the present or a belief that tomorrow can wait. But hidden beneath this delay lies a significant, and sometimes surprising, cost that deserves our attention. Read More

Don’t Fall for Fancy Math

Once upon a time, in the ever-fascinating world of finance, the siren call of complex charts and mind-boggling excel sheets beckon. Cloaked in a wizard’s robe, the financial planner appears with a twinkle in his eye, pulling you into the maze of retirement planning. They allure you with tales of turning your hard-earned $100,000 into a magical $1,000,000 retirement portfolio. And as mesmerizing as it sounds, I’m here to be your reality check. Don’t fret, the journey to the financial fountain of youth isn’t as arcane as it seems. So, buckle up as we deep dive into the wild world of retirement planning, debunking myths, and sprinkling reality checks along the way. Read More

The Federal Reserve & Inflation: 3 Reasons Why the Cure Might Be the Cause

Inflation is a complex economic phenomenon, often simplified as a general increase in the prices of goods and services over time. It is commonly believed that the Federal Reserve, or ‘the Fed’, has the tools to cure inflation. However, upon closer examination, one might discover that the methods used by the Fed to manage inflation can sometimes exacerbate the issue instead. Read More

Negative News is the Greatest Challenge for Investors to Overcome

In today’s world, we are inundated with negative news at every turn. From political turmoil to natural disasters to economic uncertainty, it can be difficult to avoid the constant barrage of bad news. For investors, this can be especially challenging. In this blog post, we’ll discuss why living in a world of negative news is the greatest challenge for investors to overcome and what they can do to manage it. Read More

Dealing with A Divorce During Retirement

Divorce is always a difficult and emotional experience, but it can become even more complicated when it happens during retirement. Not only does a divorce in retirement affect your personal life, but it can also have a significant impact on your financial future. Retirees who have carefully planned for their golden years may suddenly face unexpected changes in their financial situation due to a divorce. Read More

The Myths of Retirement

Retirement is a significant milestone in everyone’s life. It’s the time when you finally get to reap the fruits of your labor, relax, and enjoy the rest of your life. Unfortunately, there are many myths that people believe about retirement before they retire, which can lead to unrealistic expectations and financial troubles down the line. In this post, we’ll discuss these common myths about retirement so that you can be better prepared for your new journey. Read More