ESG : How the Government Destroys Markets and Your Retirement

Environmental, Social, and Governance (ESG) investing has seen an unprecedented surge in recent years. While ESG factors should lead to more sustainable and responsible investments, there are concerns that the government push for ESG is distorting markets and negatively impacting retirees and their portfolios. In this blog post, we will discuss how government involvement in ESG investments create unintended consequences, and what retirees can do to protect their portfolios from volatility and maintain a reliable income stream. Read More

What Is a Money Market Account?

What Is a Money Market Account?

A brand new year is starting and if you learned anything from 2020, it’s that you need to be prepared for those “what-if” scenarios.

Having adequate emergency reserves is important and consider making it part of your 2021 saving goals. You should always strive to have at the very least six months’ worth of your monthly expenses set aside in your emergency reserves.

There are several options that you can choose from if you want to start saving money for emergencies. One of the best and easiest options is using a money market account.

A money market account is a type of interest-earning savings account, and is intended to offer investors high liquidity with a very low level of risk. They are also insured by the FDIC.

Are you trying to open a money market account? Let’s go through how and why to start using a money market account successfully. Read More

COVID & Markets

The world is a big place and there is always something going on. The flavor of the month these days is the Coronavirus (COVID). If you have not heard about it, its merely a deadly and contagious flu in a section of China. As the media and financial analyst often do, the have a tendency to over blow just about anything to make you think they actually know how markets work. Read More