Imagine the days of old ships powered by sails. The fastest ones, called clipper ships, were built to race across the ocean, carrying tea from China. They were sleek, with tons of sails and a deep keel—think of it like a fin—that helped them use the wind but needed deep water to avoid crashing. Read More
If you’re a young investor watching the stock market dip in 2025, you might be feeling a little uneasy. Headlines are filled with talk of a slowing economy, recession fears, and market selloffs. But here’s the truth: none of that matters to you in the long run. In fact, downturns are an opportunity—one that you should be taking full advantage of. Read More
As a financial advisor, I’m sometimes told to be ‘neutral’ about politics when discussing your money. But when it comes to securing your financial future, there’s no room for gray areas. Let’s talk straight about three policies that, no matter who promotes them, won’t help you retire better.
Higher Taxes: There’s simply no way that paying more taxes will increase your returns or improve your retirement lifestyle. More taxes only mean more of your hard-earned money out the door and less for you to enjoy life.
Regulations in Banking and Investments: The more the government steps into the financial industry, the harder—and more expensive—it becomes for you to grow your wealth. This only distorts markets, raises your costs, and puts your retirement at risk.
Inflation: Inflation isn’t a mysterious force—it’s a result of government policies and printing money. When inflation rises, your dollar buys less, making everyday life, not to mention retirement, more expensive.
You deserve an advisor who’s not just going through the motions but actively working to reduce taxes, boost returns, and protect your freedom to live the life you envision. Retirement should be about what you want, not what gets taken from you.
This is the time of year everyone’s looking at how their investments performed. Don’t make the HUGE MISTAKE most other people make. First, I have a quick story to share with you, so here it goes. Read More
Welcome to the realm of finance, where the certitude of uncertainty reigns supreme. When it comes to predicting the stock market and economy, no one knows anything (with any real certainty). Let’s explore why. Read More
Environmental, Social, and Governance (ESG) investing has seen an unprecedented surge in recent years. While ESG factors should lead to more sustainable and responsible investments, there are concerns that the government push for ESG is distorting markets and negatively impacting retirees and their portfolios. In this blog post, we will discuss how government involvement in ESG investments create unintended consequences, and what retirees can do to protect their portfolios from volatility and maintain a reliable income stream. Read More
A brand new year is starting and if you learned anything from 2020, it’s that you need to be prepared for those “what-if” scenarios.
Having adequate emergency reserves is important and consider making it part of your 2021 saving goals. You should always strive to have at the very least six months’ worth of your monthly expenses set aside in your emergency reserves.
There are several options that you can choose from if you want to start saving money for emergencies. One of the best and easiest options is using a money market account.
A money market account is a type of interest-earning savings account, and is intended to offer investors high liquidity with a very low level of risk. They are also insured by the FDIC.
Are you trying to open a money market account? Let’s go through how and why to start using a money market account successfully. Read More
As baby boomers rush into retirement will they destroy the market? Read More
