CategoriesFinancial Planning, Financial QB TV Videos, Retirement, Retirement Income, The Stock Market by

The Declining Financial Security of Retirees in Today’s Economy

In just four years, the financial landscape for retirees has shifted dramatically, placing many in precarious situations. While retirement was once a time to enjoy the fruits of decades of labor, today’s retirees are finding themselves navigating a sea of economic challenges that threaten their financial stability. The rising cost of living, the inflated costs of maintaining home equity, and the volatile stock market are all contributing factors. These challenges make it clear that retirees are worse off today than they were just a few years ago. Read More

CategoriesFinancial QB TV Videos, Investor Behavior, Retirement, Retirement Income by

Bitcoin, FOMO, Retirees

In the investment world, the recent meteoric rise of Bitcoin has become a topic of intense discussion, stirring a complex mix of excitement, speculation, and, for many, a palpable sense of FOMO (Fear of Missing Out). Let’s delve into the dynamics behind Bitcoin’s surge, the psychological pitfalls of FOMO for investors and retirees, and weigh the risks against the potential benefits of incorporating Bitcoin into one’s investment portfolio. Read More

CategoriesFinancial QB TV Videos, Rebalancing, Retirement, The Stock Market by

Your Return vs. Market Return

Investing in the stock market is like a long adventure where you can earn money over time. But not everyone makes the same return on their money with their investments. Even if the whole market is doing really well, you might find your own money growing a bit slower. Here’s why your own investment return might be different from the big market return:

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CategoriesFinancial Planning, Financial QB TV Videos, Investor Behavior, Retirement, Retirement Income, The Stock Market by

Wall Street vs. Main Street vs. Wall Street

In the world of finance, two distinct terms often arise: Wall Street and Main Street. These terms represent different aspects of the financial world, but they also share some similarities. Let’s delve into both the differences and similarities between Wall Street and Main Street and how they impact investors. Read More

CategoriesFinancial Planning, Financial QB TV Videos, Retirement, Risk, The Stock Market, Volatility by

Risk, Reward, and Time in Investment Decisions

Investment is an intricate dance of three crucial factors: risk, reward, and time. While it’s tempting to believe that mastering these components will unlock the secrets of a successful investment journey, there’s an inherent unpredictability that even the savviest investor cannot outrun. Let’s delve deeper into this and uncover why, despite our best calculations, the outcome remains an enigma. Read More

CategoriesFinancial Planning, Financial QB TV Videos, Retirement by

What Married Women Should Know About Retirement

You and your husband have likely planned for your retirement together. However, unpleasant as it is to think about, statistically women are likely to outlive their husbands. So it’s important for women in particular to talk regularly and frankly with me about retirement, and how it might change if their personal circumstances change. Read More