As election seasons roll around, the political climate intensifies, bringing with it a wave of speculation and uncertainty. Many people find themselves wondering if the outcome of elections will impact their retirement plans. While it’s true that elections can influence various aspects of the economy and financial markets, the real issue often lies in the sentiment and security of the retiree. Here, we will explore three key areas where elections might affect your retirement and emphasize that proper planning is the best way to prepare for post-election changes. Read More
Purpose Driven Retirement
Having a purposeful mindset after retirement is crucial for personal fulfillment and promoting longevity and overall well-being. Retirement marks a significant transition from full-time work to a phase of greater freedom and leisure. However, this newfound freedom can sometimes lead to a lack of structure and purpose if not approached thoughtfully. Read More
Understanding Financial Advisor Compensation: No Moral High Ground
When it comes to hiring a financial advisor, understanding how they get paid is crucial. The compensation structure not only influences their advice but can also affect your financial outcomes. However, one should not assume that any particular compensation method holds a moral high ground over another. Let’s explore the various ways financial advisors charge for their services and why none inherently stands as more ethical than the others. Read More
How Does AI & Crypto Affect Your Portfolio
While some may see retirement investing as akin to gambling or a far-off dream, getting a handle on the basics early can pave the way for financial success down the road. Today, we’re going to talk about two buzzworthy topics in the investing world: Artificial Intelligence (AI) and Cryptocurrency (Crypto). Read More
The Stupidity of Voting Yourself a Raise
Bitcoin, FOMO, Retirees
Your Return vs. Market Return
Investing in the stock market is like a long adventure where you can earn money over time. But not everyone makes the same return on their money with their investments. Even if the whole market is doing really well, you might find your own money growing a bit slower. Here’s why your own investment return might be different from the big market return:
W-2 Earners Pay More Taxes
This time of the year Americans are preparing to file their taxes. Although many will argue, you have to pay taxes in some way, shape, or form. It is not only necessary to fund the infrastructure around us but it’s also against the law to not pay. Read More
Think Before You Cancel that Policy
Why Investors Fail
Right now, the stock market is making headlines, setting new records almost every day. Investors are celebrating, and it seems like everything is going great. But, before we start cheering along with them, let’s take a step back and understand some essential investing lessons. Learning these simple principles of investing can set you on a path to financial success in the future. Read More