Negative News is the Greatest Challenge for Investors to Overcome

In today’s world, we are inundated with negative news at every turn. From political turmoil to natural disasters to economic uncertainty, it can be difficult to avoid the constant barrage of bad news. For investors, this can be especially challenging. In this blog post, we’ll discuss why living in a world of negative news is the greatest challenge for investors to overcome and what they can do to manage it. Read More

FedNow & the Dangers of Government-Backed Digital Currency

The Federal Reserve is currently developing a new instant payment system called FedNow. This service aims to enable banks and financial institutions to offer real-time payments to their customers, allowing for the instant transfer of funds 24/7. FedNow could have a significant impact on how individuals manage their money, as it will make it easier and faster to send and receive payments, pay bills, and transfer funds between accounts. Read More

investing and super bowl bet

Picking the Winning Team in the Super Bowl Doesn’t Make You a Good Investor

As we approach the Super Bowl, many of us are excited about the big game and might even place bets on your favorite team. However, it’s important to understand that just because you can pick the winning team in the Super Bowl, it doesn’t mean AT ALL that you are a good investor. Read More

Making This Tik-Tok Mistake

Let me tell you what the downside of social media is and why its destructive to your portfolio, especially for younger investors.

There is plenty of data and math available in reference to investing that’s pretty solid. No matter how much institutions and traders try to manipulate this information, the time-tested rules are always going to win out over time. Read More

When Is the Best Time to Invest?

Investing in the stock market is a great way to grow your money for retirement, but it can also be extremely nerve-wracking. The markets are always volatile, and there’s no guarantee that you’ll be able to ride out the ups and downs.

The truth is, there’s no perfect time to invest. There will always be an element of risk involved—no matter what your investment strategy is or how much time you’ve put into researching your portfolio. But with these tips, you’ll be able to reduce some of the volatility of the market so that when things do go down (and they will!), your losses won’t be as severe. Read More

5 Tips to Transition Into Retirement

You’ve made it! You’ve reached retirement.

Now what?

When it comes to retirement, many people focus almost entirely on the money. Retirement is a time of transition. It’s the end of one chapter and the beginning of the next. It can be scary, but it doesn’t have to be. There are lots of things you can do to make your new lifestyle as successful as possible—and we’re here to help you get started.

There’s no one right way to retire; every person’s path is different and unique. But there are some best practices that can make your transition into retirement smoother and more successful.

Here are 5 tips for a happy transition into your new life. Read More

Stop ESG Investing

If you are saving for retirement (or retired) it is in your best interest to get as much out of your investments in the stock market as possible. You should always eliminate political virtue signalling from your investment decision-making.

ESG stands for Environmental, Social and Governance. The strategy means investing in companies that score high on these factors as determined by a (usually biased) third-party company or group. The assumption is that the better a company’s ESG score is, the better their overall performance.

ESG investing sounds great. It also makes you feel good about the investments you make and should help you sleep better at night. But it may not be all that it seems, especially for investors who don’t fully understand what it is and how it works. Read More

Bad Investments (That Look Like Moneymakers)

Bad Investments (That Look Like Moneymakers)

When people first start to look closely at their finances, there’s a certain point at which they often ask themselves, “How can I use the money I have to make even more?” And while this is a great question—one that you should never stop asking!—it can unfortunately blind people to the very real risks involved.

As a result, what started off looking like a sure thing turns out to be a bad investment.

Bad investments can take many different forms, but there are a few that are more common than others. Learn what they are so you can avoid making a financial mistake that derails your retirement plan. Read More