Opportunity cost is what you lose by choosing one alternative over another. Money has opportunity cost and when it comes to retirement, it can be very expensive. Read More

Opportunity cost is what you lose by choosing one alternative over another. Money has opportunity cost and when it comes to retirement, it can be very expensive. Read More
A continuation on the importance of tax diversification. Totally tax free accounts offer great benefits dealing with the tax impact in retirement. Read More
A continuation on the importance of tax diversification. Tax Deferred accounts offer great benefits especially if your employer provides a match but be careful to properly plan the tax impact in retirement. Read More
When it comes to diversification, understanding the impact of taxes on your retirement is crucial to a successful and lasting plan. Read More
Can I work and collect Social Security at the same time? Well only if you follow these rules. Read More
You and your husband prepared to retire together then the unfortunate happens. Here are some points to be prepared about if your husband predeceases you. Read More
If you are retired you still run the risk of being audited by the IRS. Here are 4 common things that can raise a red flag. Be careful and let us help you with your tax preparation. Read More
Check out a recent letter received by Richard E. Reyes, CFP from a couple asking for help. Richard provides a detailed description of his clients. Read More
What does Saturday and chocolate cake have to do with retirement? More than you think. So what are you going to do next? An important question to ask before you retire. Read More
Ever wonder if your financial advisor worries? Well I worry about my clients all the time. Here is a few things I am always concerned about that can destroy even the best laid plans. Read More