Luck, they say, is when preparation meets opportunity. As much as we all want to believe that our successes in life and investing are purely the product of hard work and strategy, there’s an undeniable element of luck involved as well. Luck is an intriguing aspect of financial planning and how it plays into the grand scheme of our lives. Read More
In the world of retirement planning, one of the decisions that people often face is what to do with their employer-sponsored retirement plans when they leave their job. Whether you’re transitioning to a new employer or stepping into retirement, it’s crucial to make informed decisions about your retirement savings. One option that many individuals consider is rolling over their employer retirement plan into an Individual Retirement Account (IRA). Here, we delve into the reasons behind this popular choice. Read More
If your household earns over $30,000 per year, you are going to need more than social security to keep up your lifestyle in retirement. This is why many financial advisors recommend saving enough to replace 80% or more of your pre-retirement income.
When it comes to retirement planning, most people think a one-size investment strategy fits all. Here are three reasons why retirement planning does—and should—work differently for different people. Read More
The evolution of a financial plan will change over time, however, the process will always remain constant. Read More
