In today’s rapidly aging society, the topic of long-term care is more relevant than ever. This care is often necessary for those who can no longer independently perform everyday activities due to a chronic illness, disability, or cognitive impairment. While most people hope they never have to face these circumstances, it’s wise to prepare in advance. Here are three benefits of having long-term care preparations: Read More
Estate planning may sound like something only the ultra-wealthy need to think about. Images of sprawling mansions, vintage cars, and family heirlooms might come to mind. However, estate planning isn’t just about wealth. It’s about ensuring that what you leave behind, no matter how modest or grand, is handled the way you want it to be. Read More
by Richard E. Reyes, CFP
You CANNOT afford not to have a plan for long-term care. Here is some realistic answers to common misconceptions people think about. Read More
by Richard E. Reyes, CFP
Imagine an advisor coming to you with an investment plan which sounds something like this….when times are good, when stocks are higher in price, and you feel good…we are going to buy because we want to make sure you feel good. And, of course, when times are bad, when stocks are bad and they are going down and you feel fearful, we are going to sell and go to cash. Because it’s always more important that you feel good.
I am describing it sarcastically and it sounds ridiculous – Right? But that’s actually what people want to hear, what they have come to expect, and what most of the financial advisors and many in the financial industry preach that they can do. Read More
