Opportunity cost is what you lose by choosing one alternative over another. Money has opportunity cost and when it comes to retirement, it can be very expensive. Read More
What Every Wife Should Know
You and your husband prepared to retire together then the unfortunate happens. Here are some points to be prepared about if your husband predeceases you. Read More
Market Timing: Don’t Let Emotions Take Control
Far more money has been lost by investors, fund managers, and financial advisors preparing for corrections or anticipating corrections than has been lost in corrections. Read More
Retirement and an IRS Audit
If you are retired you still run the risk of being audited by the IRS. Here are 4 common things that can raise a red flag. Be careful and let us help you with your tax preparation. Read More
I Would Love to Help
Check out a recent letter received by Richard E. Reyes, CFP from a couple asking for help. Richard provides a detailed description of his clients. Read More
Chocolate Cake and Saturdays
What does Saturday and chocolate cake have to do with retirement? More than you think. So what are you going to do next? An important question to ask before you retire. Read More
What I Worry About
Ever wonder if your financial advisor worries? Well I worry about my clients all the time. Here is a few things I am always concerned about that can destroy even the best laid plans. Read More
Markets Down. What to Do
It’s been a rough start to 2016, however, understand that it’s “Time in the market that builds returns, not Timing”. Let’s look at some things that we can do during market declines. Read More
Investing Isn’t Hard
2 Important Questions
by Richard E. Reyes, CFP
