Check Your Cover; Medicare Mistakes

by Richard E. Reyes, CFP

Its that time of year. Medicare annual enrollment. Here is why its important to check your coverage. 90% to 95% of beneficiaries OVERPAY because they don’t have the right information.

10 to 15 minutes will get you moving in the right direction. Call Don Kirkendall at our office or e-mail him at insuranceman@affordableone.com. Read More

Panic, Fear & Asteroids

by Richard E. Reyes, CFP

Here we go again. What’s going on and what you have to do now. If you have no idea what you are doing, and worse yet, your financial advisor has no idea what you are doing, CALL ME! If you have no plan, no process, or no idea – CALL ME.

TEST DRIVE OUR SERVICES Read More

Order of Return Risk

by Richard E. Reyes, CFP

THE DAY YOU RETIRE AND START TAKING MONEY OUT OF A PORTFOLIO, ALL THE RULES CHANGE AND AVERAGE RETURNS DON’T MATTER. This statement goes against what most retirees think. The day you retire there is only one thing that matters and that is the order of returns. Read More