by Richard E. Reyes, CFP
Every day we are bombarded with one-size fits all investing advice. Why is it that people read this stuff and believe that the advice applies to them? Do you think the person giving you this information knows anything about your financial goals and the time frame over which you need to accomplish them? Read More
by Richard E. Reyes, CFP
So you make an election to begin collecting Social Security and you either made or mistake of life changed. Can you fix it? Here are a couple of solutions that might help you. Read More
by Richard E. Reyes, CFP
Some folks are prepared for retirement and some aren’t but baby boomers are rushing into retirement and are in a tough spot as they are late in the game. If you’re in this group, there’s no way around it. However, there are things that you can do on your own that have nothing to do with investing. Read More
by Richard E. Reyes, CFP
Why are investors and financial advisors so consumed with market timing and stock selection when it makes up less than 10% of where your returns come from? Here is the 90% that is actually important. Read More
by Richard E. Reyes.CFP
The 3rd Monday in January is it’s the most miserable day of the year triggered by money worries and failed new year resolutions. It is known as blue Monday. Read More
by Richard E. Reyes, CFP
Next to longevity risk and inflation, knowing how much one is able to withdraw is crucial to your retirement success. Most people have no idea how dangerous it is to withdraw too much each year. Read More
by Richard E. Reyes, CFP
Over my years in this business I have learned that there is absolutely no route that I am aware of to retirement and your future financial independence that does not require being patient. Read More
by Richard E. Reyes, CFP
If you have a long-term care policy and have recently received a premium increase notice, here are a few options you can take a look at in order to reduce your premium to a level you are more comfortable with in order to maintain this valuable coverage. Read More
by Richard E. Reyes, CFP
It is important to understand that longevity is a multiplier to all the other risks. The longer you live the more risk you have in being able to sustain a reliable and inflation adjusted income stream. Read More
