Estate planning may sound like something only the ultra-wealthy need to think about. Images of sprawling mansions, vintage cars, and family heirlooms might come to mind. However, estate planning isn’t just about wealth. It’s about ensuring that what you leave behind, no matter how modest or grand, is handled the way you want it to be. Read More
It’s a common problem: When passed to the next generation, wealth evaporates instead of increasing. There are even proverbs across time and cultures reflecting this phenomenon: Read More
In an age where 24-hour news cycles and breaking updates ping our smartphones by the minute, one cannot help but notice a recurrent theme in financial media: the obsession with economic doom and the end of the world as we know it. From market crashes to currency collapses, these apocalyptic predictions have become as predictable as the morning’s sunrise. But why? And should investors really be on high alert? Read More
Many investors look ahead to certain events in their lives as they plan their retirement. These are mostly age-based milestones, the times when investors make financial decisions that will affect their retirement for better or for worse. Read More
You and your husband have likely planned for your retirement together. However, unpleasant as it is to think about, statistically women are likely to outlive their husbands. So it’s important for women in particular to talk regularly and frankly with me about retirement, and how it might change if their personal circumstances change. Read More
Investing your hard-earned money is much like navigating a labyrinth; exciting, unpredictable, and occasionally a wee bit terrifying. However, it’s the allure of potentially striking gold that drives us to venture into the maze, often leading to some, let’s say, less than stellar decisions. But, what makes us justify our bad decisions in investing? Read More
Welcome to the realm of finance, where the certitude of uncertainty reigns supreme. When it comes to predicting the stock market and economy, no one knows anything (with any real certainty). Let’s explore why. Read More
Finding yourself surprised by the rising costs of everyday purchases? You’re likely coming face-to-face with the economic phenomenon known as ‘sticky inflation’. Read More
Once upon a time, in the ever-fascinating world of finance, the siren call of complex charts and mind-boggling excel sheets beckon. Cloaked in a wizard’s robe, the financial planner appears with a twinkle in his eye, pulling you into the maze of retirement planning. They allure you with tales of turning your hard-earned $100,000 into a magical $1,000,000 retirement portfolio. And as mesmerizing as it sounds, I’m here to be your reality check. Don’t fret, the journey to the financial fountain of youth isn’t as arcane as it seems. So, buckle up as we deep dive into the wild world of retirement planning, debunking myths, and sprinkling reality checks along the way. Read More
Inflation is a complex economic phenomenon, often simplified as a general increase in the prices of goods and services over time. It is commonly believed that the Federal Reserve, or ‘the Fed’, has the tools to cure inflation. However, upon closer examination, one might discover that the methods used by the Fed to manage inflation can sometimes exacerbate the issue instead. Read More
