CategoriesAsset Allocation, Capitalism, Financial Planning, The Stock Market by

The Stock Market Will Always Grow

Every so often, people wonder if it’s even worth investing in the stock market anymore. After all, hasn’t everything already been invented? We have cars, smartphones, streaming, medicine that cures diseases, and technology that connects the world in seconds. If the great inventions are behind us, what’s left to drive the market higher?

It’s a fair question—but it misses a key truth: human needs and the search for profit guarantee that innovation and business will never stop. And because innovation never stops, the stock market, over time, always finds a way to grow. Read More

CategoriesAsset Allocation, Capitalism, Economics, Financial Planning, Financial QB TV Videos, Retirement, Risk by

3 Government Policies that Destroy Retirement

As a financial advisor, I’m sometimes told to be ‘neutral’ about politics when discussing your money. But when it comes to securing your financial future, there’s no room for gray areas. Let’s talk straight about three policies that, no matter who promotes them, won’t help you retire better. Read More

CategoriesCapitalism, Economics, Financial QB TV Videos, Retirement Income by

Why Taxing Unrealized Gains is Absurd

There has been increasing talk of taxing unrealized capital gains, especially targeting individuals with assets over $100 million. While this might sound like a good way to ensure the ultra-wealthy pay their “fair share,” there are significant downsides to this approach. Lets explore three reasons why taxing unrealized gains is wrong and how it could eventually affect everyday investors if the policy trickles down. Read More

CategoriesAsset Allocation, Capitalism, Coaching, Economics, Financial Planning, Financial QB TV Videos, Investor Behavior, Retirement, Retirement Income, Risk, The Stock Market, Volatility by

Panic, Fear & Asteroids

by Richard E. Reyes, CFP

Here we go again. What’s going on and what you have to do now. If you have no idea what you are doing, and worse yet, your financial advisor has no idea what you are doing, CALL ME! If you have no plan, no process, or no idea – CALL ME.

TEST DRIVE OUR SERVICES Read More

CategoriesAnnuities, Asset Allocation, Capitalism, Financial Planning, Financial QB TV Videos, Investor Behavior, Retirement, Retirement Income, Risk, The Stock Market, Volatility by

Having A Trans (Identity) Problem?

by Richard E. Reyes, CFP

We live in a time of confusion. Recent news headlines have created a national conversation on terms like transracial and transgender. I meet with confused people all the time, but the worst are those that have a financial identity crisis. Read More