CategoriesAsset Allocation, Coaching, Financial Planning, Financial QB TV Videos, Investor Behavior, Retirement, Retirement Income, Risk, The Stock Market, Volatility by

Order of Return Risk

by Richard E. Reyes, CFP

THE DAY YOU RETIRE AND START TAKING MONEY OUT OF A PORTFOLIO, ALL THE RULES CHANGE AND AVERAGE RETURNS DON’T MATTER. This statement goes against what most retirees think. The day you retire there is only one thing that matters and that is the order of returns. Read More

CategoriesAnnuities, Asset Allocation, Capitalism, Financial Planning, Financial QB TV Videos, Investor Behavior, Retirement, Retirement Income, Risk, The Stock Market, Volatility by

Having A Trans (Identity) Problem?

by Richard E. Reyes, CFP

We live in a time of confusion. Recent news headlines have created a national conversation on terms like transracial and transgender. I meet with confused people all the time, but the worst are those that have a financial identity crisis. Read More

CategoriesCoaching, Financial Planning, Financial QB TV Videos, Investor Behavior, Retirement, Retirement Income by

Getting A Late Start

by Richard E. Reyes, CFP

Some folks are prepared for retirement and some aren’t but baby boomers are rushing into retirement and are in a tough spot as they are late in the game. If you’re in this group, there’s no way around it. However, there are things that you can do on your own that have nothing to do with investing. Read More

CategoriesCoaching, Financial Planning, Financial QB TV Videos, Investor Behavior, Retirement, Retirement Income, Risk by

Is Financial Planning Worthwhile?

by Richard E. Reyes, CFP with sincere appreciation to Carl Richards for his insights

I have never had a financial plan for clients that has been right. Its not because I am a bad financial planner but because our life is not lived based on assumptions input into a computer and printed on glossy pages in a binder. Life happens to us all. However, here is what is truly vital about financial planning. Read More