If you are use to getting large tax refunds, you might not be getting one this year and here is why…. and it’s not a tax scam. Read More
Love the Luck
Even though planning provides greater control of your outcomes and allows us the ability to be prepared, sometimes things happen that are pure luck. Embrace it. Read More
Are You Better Off Dead?
In some cases you may be actually better off financially to have a spouse die than to go into a nursing home. Here is a case that I continue to see over and over again. Read More
No Patriotic Duty to Pay More Taxes
Anyone may arrange their affairs that their taxes shall be as low as possible; you are not bound to choose that pattern which best pays the Treasury. There is no patriotic duty to increase one’s taxes. Read More
You Don’t Have to Retire at 65
There is a psychological perception that you must retire at the magic age of 65. Find out why that is not always the case or even the best plan. Read More
Staying Focused. Good Advice Never Changes.
Investors have a tendency to only want advice that makes them feel good. They want a quick fix. Here is the quick fix… Good advice never changes while markets and opportunities change daily. Stay focused on your plan and you will be successful long-term. Read More
Canceling Your Long-Term Care
If you have a long-term care policy and have received a letter about an upcoming premium increase, here is what to do. Read More
Retirement Math 2+2=4
Retirement is long, expensive, and often full of unknowns. You must understand this simple formula at all times during retirement. Read More
The Messiness of Politics and Investing
In the short-term both politics and investing are messy. Let me tell you two basic principles that will allow you to have a better perspective of how to clean up that mess. Read More
Your Tax Time Bomb
A continuation on the importance of tax diversification. Tax Deferred accounts offer great benefits especially if your employer provides a match but be careful to properly plan the tax impact in retirement. Read More
