If you have a long-term care policy and have received a letter about an upcoming premium increase, here is what to do. Read More
The Messiness of Politics and Investing
In the short-term both politics and investing are messy. Let me tell you two basic principles that will allow you to have a better perspective of how to clean up that mess. Read More
The Cost of Choices
Opportunity cost is what you lose by choosing one alternative over another. Money has opportunity cost and when it comes to retirement, it can be very expensive. Read More
Your Tax Time Bomb
A continuation on the importance of tax diversification. Tax Deferred accounts offer great benefits especially if your employer provides a match but be careful to properly plan the tax impact in retirement. Read More
Social Security and Working
Can I work and collect Social Security at the same time? Well only if you follow these rules. Read More
Market Timing: Don’t Let Emotions Take Control
Far more money has been lost by investors, fund managers, and financial advisors preparing for corrections or anticipating corrections than has been lost in corrections. Read More
Retirement and an IRS Audit
If you are retired you still run the risk of being audited by the IRS. Here are 4 common things that can raise a red flag. Be careful and let us help you with your tax preparation. Read More
I Would Love to Help
Check out a recent letter received by Richard E. Reyes, CFP from a couple asking for help. Richard provides a detailed description of his clients. Read More
Dealing with a Tax Mistake
There will be over 250 million returns filed this year in the US. Do you think some will have mistakes? So what happens if you make a mistake on your tax return. Read More
Chocolate Cake and Saturdays
What does Saturday and chocolate cake have to do with retirement? More than you think. So what are you going to do next? An important question to ask before you retire. Read More
