While some may see retirement investing as akin to gambling or a far-off dream, getting a handle on the basics early can pave the way for financial success down the road. Today, we’re going to talk about two buzzworthy topics in the investing world: Artificial Intelligence (AI) and Cryptocurrency (Crypto). Read More
In recent years, discussions about inflation have dominated headlines, kitchen tables, and policy debates alike. A key factor in these discussions is the role of minimum wage increases, often overlooked amidst broader economic narratives. As voters, we play a pivotal role in shaping the economic landscape, including decisions on minimum wage policies. This blog aims to shed light on how voting for higher minimum wages can influence inflation and, subsequently, the cost of everyday goods and services.
Inflation is the rate at which the general level of prices for goods and services is rising, eroding purchasing power. While it is influenced by a multitude of factors, one of the more direct factors is the cost of labor—specifically, the minimum wage. Read More
In the investment world, the recent meteoric rise of Bitcoin has become a topic of intense discussion, stirring a complex mix of excitement, speculation, and, for many, a palpable sense of FOMO (Fear of Missing Out). Let’s delve into the dynamics behind Bitcoin’s surge, the psychological pitfalls of FOMO for investors and retirees, and weigh the risks against the potential benefits of incorporating Bitcoin into one’s investment portfolio. Read More
This time of the year Americans are preparing to file their taxes. Although many will argue, you have to pay taxes in some way, shape, or form. It is not only necessary to fund the infrastructure around us but it’s also against the law to not pay. Read More
Long-term care insurance serves as a vital tool in preserving assets for future goals and determining the level of care one desires when facing long-term care needs. However, the landscape of LTC insurance has shifted, with premium increases causing concern among retirees and sparking debates on whether to retain these policies. Read More
Right now, the stock market is making headlines, setting new records almost every day. Investors are celebrating, and it seems like everything is going great. But, before we start cheering along with them, let’s take a step back and understand some essential investing lessons. Learning these simple principles of investing can set you on a path to financial success in the future. Read More
In the world of finance, two distinct terms often arise: Wall Street and Main Street. These terms represent different aspects of the financial world, but they also share some similarities. Let’s delve into both the differences and similarities between Wall Street and Main Street and how they impact investors. Read More
In our fast-paced world, where every moment counts and the future often feels like a distant horizon, there’s a common tendency to procrastinate on making important decisions. One such decision, often pushed aside, is the act of saving for your retirement. We all have our reasons, whether it’s the pressing demands of the present or a belief that tomorrow can wait. But hidden beneath this delay lies a significant, and sometimes surprising, cost that deserves our attention. Read More
Most financial advisors and investors get a false sense of security by believing that the more movement you make in your portfolio the more in control you are and the better your portfolio will perform. If are constantly moving, you are actually doing something. Read More
Welcome to the dynamic world of unretirement! Contrary to traditional views, retirement does not necessarily mark the end of one’s professional journey. Those who are willing and able have the liberty to re-enter the workforce at their discretion. Read More
