CategoriesLife Insurance, Retirement Income, Risk by

Life Insurance Is an Investment!

What’s the best way to invest in your future?

Life insurance is an investment…in more ways than one.

 

For all its benefits, only 54% of Americans have some form of life insurance, which means there’s a pretty good chance that you’re one of the millions of adults without this vital form of coverage.

Perhaps you think you can’t afford it. Or you’re overwhelmed by all the options in the marketplace. Maybe you simply don’t like thinking about your own mortality.

However, I think more people should review life insurance as part of their overall retirement and family planning. Read More

What is a 401k? Must-Know Retirement Plan Basics
CategoriesRetirement, Risk, The Stock Market, Using A 401(k) by

What Is a 401k? Must-Know Retirement Plan Basics

Did you know that 48% of older Americans have no savings in retirement plans (such as an IRA or 401k)? If you’re one of them, there’s a good chance that you’ll face very serious financial issues as you grow older.

The good news is that it’s never too late to get started! Once you understand the must-know retirement plan basics, you can open an account and start putting money away for your future. 

Stick with us as we answer important questions like “What is a 401k plan?” and “How does a 401k work.” By the time we’re done, you’ll feel confident opening up one of your own. Read More

CategoriesAsset Allocation, Financial Planning, Financial QB TV Videos, Investor Behavior, Rebalancing, Retirement, Retirement Income, Risk, The Stock Market by

It’s Not About Your Feelings

by Richard E. Reyes, CFP

Being impulsive is obviously a no win game. But being apathetic will leave you unprepared. It just takes one dip in the economy or one news story to test investors and I hope you don’t make an extreme decision based on a “feeling”! Read More