There is a retirement income “rule of thumb” that states that once you retire you can basically invest in the market and pull 4% a year, adjust it for inflation every year and you will never run out of money. Read More
Paying Less in Taxes is Legal
The average American spends 35% or more of their life working to pay taxes. That means that roughly 2 hours of every workday or 3 to 4 months a year is dedicated to feeding the government. Read More
Why You Absolutely Need An Annuity
The most important objective of your retirement plan is to create reliable income for you and your spouse. For that reason, you need to tap into financial resources that will produce income, in a secure and consistent manner. Read More
What Should Retirees Be Concerned With During A Recession
We are now officially into a full-fledged recession based on the data from the last two quarters. So welcome to Recession 2022 – The New Economy.
For the last few months, we have participated in several forums and conferences speaking about recessions and its effect on markets, your finances, retirement, and the opportunities that investors may have. Read More
Can the Stock Market go to ZERO?
The answer is “YES”, although the circumstances have to be extraordinary. Globally, only a few markets have gone to zero. The largest was Russia in 1917 and China in 1949. While other markets have collapsed, they have subsequently recovered. Read More
Bad Investments (That Look Like Moneymakers)
When people first start to look closely at their finances, there’s a certain point at which they often ask themselves, “How can I use the money I have to make even more?” And while this is a great question—one that you should never stop asking!—it can unfortunately blind people to the very real risks involved.
As a result, what started off looking like a sure thing turns out to be a bad investment.
Bad investments can take many different forms, but there are a few that are more common than others. Learn what they are so you can avoid making a financial mistake that derails your retirement plan. Read More
How Does a Tax-Deferred Annuity Work?
As you’re researching retirement, you’ll likely hear that tax-deferred annuities are an excellent way to secure your savings.
But what exactly is a tax-deferred annuity and how does it work?
A tax-deferred annuity can be a reliable way of growing and protecting your savings while securing a fixed sum for your retirement years. Read on to learn more about the details and how you can take advantage of this savvy retirement tool, then contact us to learn how we can help. Read More
How Much Do I Need To Retire?
As society has evolved, retirement has become a more and more complicated idea. Many have chosen to retire at non-traditional different times, changing their career paths and lifestyles at a late age.
The meaning of retirement will likely continue to shift as the fabric of society itself redefines itself. But what does all of this mean for you? Read More
How Do Stocks Work?
All the finance gurus talk about the stock market.
But how do stocks work, exactly?
Understanding and investing in the stock market can be very confusing and intimidating for beginners. In addition, the concept of buying and selling stocks may be difficult for some people who don’t understand what it takes to make money in the stock market.
Not to worry.
We’re here with the insight you need to understand stocks, the market, and a little help on how to get started with stocks and what to expect when you’re investing. Read on to discover more, then contact us to learn how you can make the most of your finances with the Financial Quarterback. Read More
Life Insurance Is an Investment!
What’s the best way to invest in your future?
Life insurance is an investment…in more ways than one.
For all its benefits, only 54% of Americans have some form of life insurance, which means there’s a pretty good chance that you’re one of the millions of adults without this vital form of coverage.
Perhaps you think you can’t afford it. Or you’re overwhelmed by all the options in the marketplace. Maybe you simply don’t like thinking about your own mortality.
However, I think more people should review life insurance as part of their overall retirement and family planning. Read More
