In an age where 24-hour news cycles and breaking updates ping our smartphones by the minute, one cannot help but notice a recurrent theme in financial media: the obsession with economic doom and the end of the world as we know it. From market crashes to currency collapses, these apocalyptic predictions have become as predictable as the morning’s sunrise. But why? And should investors really be on high alert? Read More
Many investors look ahead to certain events in their lives as they plan their retirement. These are mostly age-based milestones, the times when investors make financial decisions that will affect their retirement for better or for worse. Read More
You and your husband have likely planned for your retirement together. However, unpleasant as it is to think about, statistically women are likely to outlive their husbands. So it’s important for women in particular to talk regularly and frankly with me about retirement, and how it might change if their personal circumstances change. Read More
Finding yourself surprised by the rising costs of everyday purchases? You’re likely coming face-to-face with the economic phenomenon known as ‘sticky inflation’. Read More
Once upon a time, in the ever-fascinating world of finance, the siren call of complex charts and mind-boggling excel sheets beckon. Cloaked in a wizard’s robe, the financial planner appears with a twinkle in his eye, pulling you into the maze of retirement planning. They allure you with tales of turning your hard-earned $100,000 into a magical $1,000,000 retirement portfolio. And as mesmerizing as it sounds, I’m here to be your reality check. Don’t fret, the journey to the financial fountain of youth isn’t as arcane as it seems. So, buckle up as we deep dive into the wild world of retirement planning, debunking myths, and sprinkling reality checks along the way. Read More
Inflation is a complex economic phenomenon, often simplified as a general increase in the prices of goods and services over time. It is commonly believed that the Federal Reserve, or ‘the Fed’, has the tools to cure inflation. However, upon closer examination, one might discover that the methods used by the Fed to manage inflation can sometimes exacerbate the issue instead. Read More
Luck, they say, is when preparation meets opportunity. As much as we all want to believe that our successes in life and investing are purely the product of hard work and strategy, there’s an undeniable element of luck involved as well. Luck is an intriguing aspect of financial planning and how it plays into the grand scheme of our lives. Read More
You’ve probably heard the phrase, “There’s no such thing as a free lunch,” but when it comes to tax-deferred retirement accounts, it might seem like the government is offering just that. A closer look, however, unveils an intriguing retirement strategy that benefits both parties: the individual saver and the government. It’s a tale of tax-time savings for you and eventual tax revenue for Uncle Sam. Read More
In the golden years of life, financial stability is paramount to maintaining your lifestyle and achieving true financial independence. Retirement planning plays a crucial role in securing this comfort, and the key to a successful retirement plan is a reliable, guaranteed income. While growth through investments such as the stock market is essential, they should not be the sole focus. Without a steady stream of income, retirement could be more of a challenge than a reward. Read More
The U.S. debt ceiling has been a hot topic of debate in recent years. Despite the serious overtones attached to this topic, is it possible that the hullabaloo surrounding the debt ceiling is more of a political maneuver rather than a genuine fiscal concern? Let’s delve into the history and the underlying constitutional provisions to find out. Read More
